Tax Rates
Current tax rates

TAX RATES:

 

INCOME TAX

Tax rates

 

 

2010/11

 

2009/10

Basic rate band- income up to

£37,400

£37,400

Starting rate for savings

*10%

*10%

Basic rate

20%

20%

Dividend ordinary rate

10%

10%

Higher rate - income over

£37,400

£37,400

Higher tax rate

40%

40%

Dividend upper rate

32.5%

32.5%

Additional rate - income over

£150,000

 

Higher tax rate

50%

 

Dividend upper rate

42.5%

 


* Starting rate is for savings income up to the starting limit of £2,440 within the basic rate band. The rate applies to any balance of the limit remaining after allocating taxable non-savings income.

 

 



Allowances that reduce taxable income

 

 

Personal allowance (PA)

under 65

 

£6,475

£6,475

 

65 to 74

 

*£9,490

*£9,490

 

75 and over

 

*£9,640

*£9,640

 

 

 

 

 

 

Ages are as at the end of the tax year.

*Age related allowances are reduced by £1 for every £2 that adjusted net income exceeds £22,900 to a minimum PA of £6,475.

For 2010-11, where adjusted net income exceeds £100,000, PA is reduced in the same way until it becomes nil.

 

Allowances that reduce tax

 

 

 

 

 

 

 

Enterprise Investment Scheme (EIS) up to

 

£500,000

£500,000

Venture Capital Trust (VCT) up to

£200,000

£200,000

Rent a Room - exempt on gross annual rent up to

£4,250

£4,250

 

 

 

 

 

 

 

 NATIONAL INSURANCE CONTRIBUTIONS

 

 

Class 1 (not contracted out)

Employer

Employee

Lower earnings limit

 

£97

Payable on weekly earnings

 

 

£110.01 - £844

12.8%

11%

Over £844

12.8%

1%

Over state retirement age

12.8%

Nil

 

 

Class 1A (on relevant benefits)

12.8%

Nil

 

 

Class 1B (on PAYE settlement arrangement)

12.8%

Nil

 

 

Class 2 (Self employed)

£2.40 per week

Limit of net earnings for exception

£5,075 per annum

 

 

Class 3 (Voluntary)

£12.05 per week

 

 

Class 4 (* Self employed on profits)

 

£5,715 to £43,875

8%

Excess over £43,875

1%

*Exemption applies if state retirement age was reached by 6 April 2009.



                Corporation Tax

 

Corporation tax rates and bands are as follows:

Financial Year to

31 Mar 2011

31 Mar 2010

Taxable profits

 

 

First £300,000

21%

21%

Next £1,200,000

29.75%

29.75%

Over £1,500,000

28%

28

 

                CAPITAL GAINS TAX

 

                 Capital gains tax rates and bands are as follows:

 

2010/11

2009/10

Annual exemption

 

 

- individual

£10,100

   £10,100

- most trustees

£5,050

£5,050

                                                                        

                                                              Rates               Before 23.6.10   After 22.6.10

                                                                                                                                                                                               

                                                              Individuals

                                                              Standard rate          18%                        18%

                                                              Higher rates             18%                        28%

                                                              Trustees                    18%                        28%

 

 

  VAT

 

From

1 Jan

2011

1 Jan

2010

Standard rate

20%

17.5%

VAT fraction

1/6

7/47

 

 

 

 

Current Turnover Limits

Registration - last 12 months or next 30 days over

£70,000

from 1 April 2010

Deregistration - next 12 months under

£68,000

from 1 April 2010

Cash accounting scheme - up to

£1,350,000

 

Optional flat rate scheme - up to

£150,000

 

Annual accounting scheme - up to

£1,350,000

 

 

                               

 INHERITANCE TAX

 

                                                                                                 

          2009/10

           2011/10

Standard threshold

£325,000

£325,000

Combined threshold maximum for married couples and civil partners

£650,000

£650,000

Rate of tax on balance:

 

 

Chargeable lifetime transfers
Transfers on, or within 7 years of, death

20%
40%

20%
40%

 

All lifetime transfers not covered by exemptions and made within seven years of death will be added

back into the estate for the purpose of calculating the tax payable. Tax attributable to such transfers

is then reduced:

 

Years before death

0-3

3-4

4-5

5-6

6-7

Tax reduced by

0%

20%

40%

60%

80%

 

Main Exemptions

  1. Most transfers between spouses and civil partners.

  2. The first £3,000 of lifetime transfers in any tax year plus any unused balance from previous year.

  3. Gifts of up to but not exceeding £250 p.a to any number of persons.

  4. Gifts in consideration of marriage or civil partnership of: up to £5,000 by a parent, up to £2,500 by                                                                                       a grandparent,or up to £1,000 by any other person.

  5. Gifts made out of income that form part of normal expenditure and do not reduce the standard of living.

  6. Gifts to charities, whether made during lifetime or on death.

 

STAMP DUTY

The rate of stamp duty / stamp duty reserve tax on the transfer of shares and securities is unchanged at 0.5 per cent.

Stamp Duty Land Tax

Transfers of property are subject to stamp duty land tax at the following rates:

 

Value up to £125,000*

Nil

Over £125,000* to £250,000

1%**

Over £250,000 to £500,000

3%

Over £500,000

4%

* £150,000 for non-residential property and residential property in disadvantaged areas. Special rules apply for new zero-carbon homes.

** Relief available for first time buyers of residential property.

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